Non-Personal Passbook Savings Account: If your business or organization would like to put some money away for a special project or upcoming bill but can’t lock it up in a Certificate of Deposit, this account should be considered.

• Earn interest (accrued interest credited to the account quarterly)
• Requires that a $100 daily balance be maintained to avoid a $2.00 per month flat service charge
• Transfers and withdrawals from this account to another of your accounts or to third parties by preauthorized, automatic, telephonic or computer transfer, or by check, draft, debit card, or similar order to third parties, cannot exceed six per calendar month or statement cycle of at least four weeks. If you exceed the transfer limitations set forth above, we may ask you to switch to another type of account.
• Debit card availability upon approval for cash withdrawals only
• Limited bill pay access

Non-Personal Money Market Account: If you have a larger amount of money to invest, but may need to access it occasionally, this could work good for you.

• Earn interest (accrued interest credit to the account monthly)
• Minimum daily balance requirement of $10,000 to avoid a $10 per month flat service charge
• Transfers and withdrawals from this account to another of your accounts or to third parties by preauthorized, automatic, telephonic or computer transfer, or by check, draft, debit card, or similar order to third parties, cannot exceed six per calendar month or statement cycle of at least four weeks. If you exceed the transfer limitations set forth above, we may ask you to switch to another type of account.
• Debit card availability upon approval
• Limited bill pay access

Certificates of Deposit: For a long term investment, a certificate of deposit (CD) provides a  great way of earning interest with no risk of losing principle. You pick the term that works the best for your future funding needs and we pay you a guaranteed rate of interest for that period of time. There is a penalty imposed for early withdrawal.

• Minimum balances starting $1000
• Maturities ranging from 91 days to 5 years
• Interest can be compounded, transferred to another account at our institution or paid by check

For over 100 years, we have provided funding to keep our community strong and growing. It is our pleasure to assist you in seeing dreams, big or small, come true. Call or stop in to visit with one of our lenders today!

• Personal
• Commercial
• Real Estate
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